Mortgage Affordability Calculator — How Much House Can You Afford?

Your financial picture

Annual household income

Monthly debt payments

Down payment

Interest rate (%)

Loan term (years)

Annual property tax (%)

Estimated affordability

Max home price

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Loan amount

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Monthly P&I

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Monthly total*

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Debt-to-income ratio (DTI) —

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P&I Property tax PMI (est.)

* Monthly total includes principal & interest, estimated property tax, and PMI (if down payment < 20%). Does not include home insurance, HOA, or maintenance. Maximum home price is calculated using a 28% front-end DTI limit and 36% back-end DTI limit (whichever is lower). For illustrative purposes only. Consult a mortgage professional for personalised advice.