Credit Card Interest Calculator

See how long it takes to pay off your balance and how much interest you'll pay — or find the payment needed to be free by a target date.

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Calculator mode
Payoff summary
Minimum payments only
Payoff time
Total interest
Total paid
Your payment plan
Payoff time
Total interest
Total paid
Monthly payment
Total interest
Interest as % of balance
Payoff date
Remaining balance Cumulative interest
Assumes a fixed APR and no additional charges to the card. Minimum payment is calculated as the greater of $25 or 2% of the balance. For illustrative purposes only.
Month-by-month breakdown
MonthPaymentInterestPrincipalBalance
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